The #1 component to a fully comprehensive financial plan is adequate properly structured life insurance! General benefits of today's life insurance can include:
1). Living benefits:
Critical, chronic and terminal illness benefits (long term care)
Tax free supplemental retirement income (The Rich Man's Roth)
Uninterrupted compound interest and protection of cash value
Infinite banking strategies
2). Death benefit:
Tax free legacy to beneficiaries
There are numerous strategies that can be accomplished for individual, family and business solution.
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